Last updated: January 2026
By accessing or using borrowedimmunity.com (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.
Borrowed Immunity is operated by an independent 4Life Distributor. We are not 4Life Research, LC, and we are not authorized to speak on behalf of 4Life. The information presented here reflects our independent perspective on Transfer Factor and the 4Life product line.
All content on this Site — including the briefing video, the Quick-Start Guide, written articles, and member stories — is for educational purposes only. It is not medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before starting any new supplement, especially if you take prescription medication, are pregnant, are nursing, or have a diagnosed condition.
Statements about products on this Site have not been evaluated by the Food and Drug Administration. The products discussed are not intended to diagnose, treat, cure, or prevent any disease.
This Site participates in 4Life's affiliate program. When you click a link to 4Life's shop and make a purchase, we may earn a commission. This does not affect the price you pay. We disclose this material connection in compliance with FTC 16 CFR Part 255.
Stories shared on this Site and in the Quick-Start Guide are based on real accounts shared with permission. Names and identifying details have been generalized to protect privacy. Individual results vary. Past experience is not a guarantee of future outcome. Biology is individual.
All purchases are processed by 4Life Research, LC on their own infrastructure. The terms of sale, shipping policies, and refund policies of 4Life apply to all purchases. The 30-day money-back guarantee referenced on this Site applies to your first bottle. To request a refund, contact 4Life directly or reach out to us and we will assist in the process.
You agree to use the Site lawfully and respectfully. You agree not to:
The content of this Site — including text, design, graphics, and the Borrowed Immunity name and logo — is owned by Borrowed Immunity or its licensors and is protected by copyright and trademark law. The 4Life name, the Transfer Factor name, PhytoFactor™, Tri-Factor®, and related marks are trademarks of 4Life Research, LC, used here in accordance with their distributor guidelines.
The Site contains links to third-party websites, including 4Life's shop. We are not responsible for the content, privacy practices, or terms of those sites. Your use of any third-party site is governed by that site's own terms.
The Site is provided "as is" without warranties of any kind. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses.
To the fullest extent permitted by law, Borrowed Immunity, its operators, and its affiliates are not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or the products discussed. This includes — but is not limited to — damages for personal injury, lost profits, lost data, or business interruption.
You agree to indemnify and hold harmless Borrowed Immunity and its operators from any claim, damage, loss, liability, or expense (including reasonable attorneys' fees) arising from your violation of these Terms or your misuse of the Site.
We may update these Terms of Service at any time. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the United States and the state in which Borrowed Immunity is based, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Site will be resolved in the state and federal courts located in that state.
Questions about these Terms? Email askjacki@gmail.com.